Rates last updated January 1, 2022

Title Secured Loans*

New or Used (2022-2021)

Score48 months60 months72 months84 months
>8001.95 APR*2.45 APR*2.95 APR*3.45 APR*
700 - 7992.95 APR*3.45 APR*3.95 APR*4.45 APR*
640 - 6994.95 APR*5.45 APR*5.95 APR*6.45 APR*
600 -6396.95 APR*7.45 APR*7.95 APR*8.45 APR*
550 - 5998.95 APR*9.45 APR*9.95 APR*10.45 APR*
<54910.95 APR*11.45 APR*11.95 APR*12.45 APR*

Used (2020 or  Older)

Score48 months60 months72 months84 months
>8002.95 APR*3.45 APR*3.95 APR*4.45 APR*
700 - 7993.95 APR*4.45 APR*4.95 APR*5.45 APR*
640 - 6995.95 APR*6.45 APR*6.95 APR*7.45 APR*
600 -6397.95 APR*8.45 APR*8.95 APR*9.45 APR*
550 - 5999.95 APR*10.45 APR*10.95 APR*11.45 APR*
<54911.95 APR*12.45 APR*12.95 APR*13.45 APR*

Non-Titled Collateral

2022 - 2021UP TO 60 months8.00% - 15.00% APR*
2020 - OlderUP TO 60 months8.00% - 15.00% APR*

Share Secured

Up to 60 monthss/b 1.50% over dividend rate

Unsecured

Up to 60 months9.00%-18.00% APY**

Home Equity

Contact Member First Mortgage

First Mortgage

Contact Member First Mortgage

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*Title Secure Loans – Rate applies to new money purchases only. Refinances of existing loan balances will be at .50% higher than current qualified rate.

*Annual Percentage Rate. The rate you receive will be based on your credit profile, term of loan and amount financed. Risk Based Lending used to determine specific rate. Rates subject to change without notice.

*Annual Percentage Rate (APR) does not apply to internally refinanced loans. Any internally refinanced loan without additional funds will be at .50%APR higher than current qualified rate.

**APY is Annual Percentage Yield.