Savings Rates

***Certificate Special – 5.09%APY for 12 months. Applies to new money deposits only. Transfers between GESB accounts do not qualify. Offer may end or change without notice.

Rates last updated April 21, 2023

Certificate Accounts

Term	APY*
90 days	.50%
6 months	1.20%
12 months	1.60%
18 months	1.70%
24 months	1.80%
36 months	2.30%

Minimum $1,000.00 deposit; dividends compounded quarterly

Regular Savings Account

Type	APY*
$100,00 and above	.05%
Christmas Club Account	.05%
Vacation Club Account	.05%
Fund Managment Account	.05%

Minimum Opening Deposit - $5.00; minimum Balance to Earn the Stated APY - $100.00
– – – – – – – – – –

*APY is Annual Percentage Yield.

Penalty for early withdrawal on all certificate of deposit accounts

6 Month CD – one month interest earnings
12 Month CD – three months interest earnings

All rates subject to change without notice.